Magazine Archive
Magazine Archive
Medigap Plans in Massachusetts
Understanding Medicare options can be challenging. In Massachusetts, seniors have access to 3 Medigap plans designed to fill the gaps in original Medicare coverage.
Monte Belmonte Gives Voice to the Community
Monte Belmonte has a great fake laugh. Ha-ha! “It sounds like a record skipping,” observes his 10-year-old, Pax. We’re at the Shea Theater in Turners Falls, where the longtime, bigtime radio personality and his family have been instructed to ham it up for the camera. On cue, Pax giggles infectiously. Monte’s wife Melissa, his 16-year-old Enzo and his 19-year-old Atticus are much quieter laughers, though all the kids are naturals on-stage. But while Monte made a name for himself on-air at Northampton’s WRSI “The River,” he never had to contend with the camera. He actually hates having his picture taken. But he loves being a voice for the community.
A Year in Review in the Happy Valley
Let’s start with the good news. Lawrence Yun, chief economist of the National Association of Realtors, forecasts that existing home sales will rise by 13.5% and mortgage rates will be in the 6% range in the Spring 2024 market. This will hopefully thaw our market a bit, bringing more housing options to hopeful homeowners. Yun also predicts that we will be in a seller’s market as long as inventory is low, which seems likely to remain the case in Massachusetts, where exacting building codes contribute to the high cost of new construction.
The Enduring Value of Asset Protection Trusts
Considering that almost half of marriages end in divorce, worrying over the possibility of an adult child's divorce is common for many parents. If you are a parent of two married children, there's about a 50 percent chance one of your children will get divorced. If you have three or more children, the possibility becomes even more likely. Statistics aside, if your parental instinct says that your child's marriage is in trouble, it probably is. While you can’t prevent a child’s heartbreak, you can utilize your estate plan to ensure financial turmoil doesn’t compound the anguish of a foiled “happily ever after.”
Candace and Raye Birk are Here for Family and the Theatre
Instructions for living a life:
Pay attention
Be astonished
Tell about it
- Mary Oliver
The scene played out so naturally, I felt like I was at the theatre. As I stood with the lifelong actors on their deck in late November, they were on a stage of sorts, responding to cues from our photographer so she could capture our next cover. Candace and Raye Birk leaned against the rail of their patio with their hands in their pockets; it was chilly, and the sun was on its way down.
Financial Resolutions that Stick
Like millions of Americans, you may have made a New Year’s resolution to get a handle on money – whether that’s saving more, tackling your debt, or planning to purchase a new car or home. When you are optimistic about a new year, it’s easy to have grand visions of how you will cut out every cup of coffee, cook at home every day, and break out a ledger or leverage a budgeting app on a weekly basis. By funneling this energy into a few hours of work, you won’t need to sustain that excitement for the rest of the year. Here are a few examples to help you meet your financial goals.
Here's to a New Year at Home
This is Northampton Living's fourth holiday season, and we are deeply thankful to the residents and businesses that have supported our mission: to put the community and residents on our covers, and to fill our pages with your stories.
We have a wonderful problem and would love your help with the solution. The response from the community has been overwhelming. To accommodate more of our uniquely uplifting content, we have already expanded our page count. To expand again, we need more business sponsors who believe in a positive, family-focused publication dedicated to Northampton.
Mischa Roy Believes in Magic
“Everyone has a connection to folk magic: It’s in your bones.”
Mischa Roy felt at home in the darkroom. Her parents’ photography studio had a built-in playroom, but she and her brother wanted to work. They need me, her brother would plead – anything to get his hands on prints. She watched her father manifest magic. She began to channel her own.
LED: The Energy-Efficient Holiday Light Solution for Bright Nights Everywhere
Bright Nights is an annual holiday event in Springfield that enchants visitors from all over New England with its dazzling light displays.
Have you ever wondered how much electricity it takes to power this event?
The Best Tech Gift Ideas for a Frustration-Free Holiday Season
The holiday season is here, and with it, the challenge of gift buying. Technology and gadgets are popular choices, offering an enhanced lifestyle and, hopefully, fun! But gifting tech can bring unexpected challenges.
But fear not! Whether you're a tech-savvy shopper or someone just looking to impress a loved one with a nifty device, this guide will help you navigate some of the most common tech frustrations and introduce you to gadgets that will leave your loved ones smiling.
Winter Wellness
We spoke with Dr. Jonathan Bayuk, president of Allergy & Immunology Associates of New England, about how to stay healthy this winter. As we head into the holidays, here are some tips.
Grow Food Northampton Offers Community, Agency and Hope
At 10 a.m. on a cloudless fall day, Ruth von Goeler and Juju Carpenter open the market. A card table – long enough for 4 people to shop comfortably – showcases today’s bounty, which includes peppers, carrots, lettuce, raspberries, eggs, sausage and tofu, all grown and produced on local farms. Ears of corn gleam in their husks, available with or without a recipe card in English or Spanish, for a corn and cherry tomato salad.
Within the next half hour, about 50 patrons will line up behind the Walter Salvo House, a low-income housing development for elderly and disabled Northampton residents. Many are on a first-name basis with the food access assistants from Grow Food Northampton (GFN), who replenish the stock, again and again, from cardboard boxes stacked underneath the table. The nonprofit’s goal is to build a just and sustainable local food system, and this is their mission in action.
Your Estate Plan and the Gift of Education
The Pioneer Valley, home to the Five Colleges, could be branded “Education Valley” because its history and values are deeply rooted in the pursuit of knowledge.
When our clients desire to fund education for their children and grandchildren, here are some legal techniques we deploy:
Trusts
Married with Kids? Now, Not So Much
As her parents listened from the other room, five-year-old Nancy chattered to her family of dolls: Mommy and Daddy, little Clara, and Clara’s younger brother David.
Several decades later, they hear something quite different from their daughter. Nancy, 35, has lived happily with her boyfriend of 5 years. Neither wants to tie the knot. Now she mentions that they don’t want kids. So much for Clara and David.
When we launched our financial planning firm in 2002, few of our clients had stories like this. They hoped for a comfortable retirement, for family support they could count on in old age, and to someday pass on what remained of their wealth to the next generation.
Take Advantage of the Real Estate Market
November greetings!
Much like other small communities, our local real estate market has been impacted by a confluence of factors stemming from the global pandemic and predictable demographic shifts. Simply put, in the last few years the number of buyers has exceeded the number of sellers, even with higher interest rates and higher prices. One of the most striking features of the current market is the shrinking inventory. Buyers are encountering a limited supply of available homes. The number of homes sold in the second quarter (Q2) this year is about 20% lower than Q2 2022. The number of homes sold in Northampton is 33% lower than last year.
Teenage Mutant Ninja Turtles: Heroes in a Half-Shell Come Full Circle
“We’re bigger than the Beatles, dudes!” Leonardo yelled over the crowd outside the Academy of Music. The leader of the Teenage Mutant Ninja Turtles emerged from a van to join franchise co-creators Peter Laird and Kevin Eastman at the totally tubular premiere of their second feature film in Northampton.
It was March 1991, the height of Turtlemania. After the release of their first movie, which grossed nearly $202 million worldwide in 1990, the 4 talking, walking, pizza-eating and crime-fighting Turtles were household names. Leonardo, Raphael, Michelangelo and Donatello were no longer just revered Renaissance artists; instead, Leo, Raph, Mikey and Donny were down-to-earth dudes who inhabited the sewers of New York City.
Like Leo said, they were also mononymous superstars like Paul, John, George and Ringo. And they were even in a band, however short-lived. During the 1990 “Oprah Winfrey Show” dedicated to the international “Coming Out of Their Shells” tour – otherwise known as the most “Radical, radical, radical!” episode of “Oprah” in existence – the Turtles sing and dance like a boy band while Winfrey touts their “triple platinum” album. As Raphael puts it, “Singing in the sewer is a wonderful sound!”
Join UMassFive in Celebrating the 75th anniversary of International Credit Union Day
Making life choices and dreams a reality are how credit unions make a difference – in Northampton and around the world. All credit unions share a common goal: to offer access to affordable financial services to members and provide even the most financially disadvantaged the tools and opportunities to be financially self-sufficient.
Now that’s something to celebrate
Unleashing the Wow: The Secrets to Unforgettable Boxing
You're eagerly awaiting the arrival of your much-anticipated online order. As you hear the doorbell ring, excitement courses through your veins. With bated breath, you grab the package and eagerly tear it open – but wait! Is it a generic brown box with no sign of what lies inside, or is it a beautifully wrapped parcel that beckons you to treat it like a treasure chest? The difference between the two is the ultimate unboxing experience, and wow, can it make all the difference!
Health Savings Accounts and Medicare Planning
Healthcare costs continue to rise, leaving many individuals worried about how to manage their medical expenses both now and in the future. Two powerful tools in this regard are Health Savings Accounts (HSAs) and Medicare. Understanding how these tools interact can help you make informed decisions about your healthcare and financial well-being.
Halloween is Spooky Enough without an HVAC Horror Show
While the falling leaves, chilling air and Halloween ghouls may define the month of October, there's another bubbling cauldron of potential disaster that often goes gets lost in the spirit of the season: your Heating, Ventilation and Air Conditioning (HVAC) system. Never fear: We’re here to unravel the nightmares that can turn your cozy home into a haunted house.